SSC CGL Salary 2025: In-Hand Salary, Pay Levels, Perks & Promotion Details

The SSC CGL 2025 salary structure offers attractive pay starting from ?25,500 to ?47,600 based on post and pay level. In-hand salary can go up to ?65,318 for top positions like Assistant Audit Officer. Along with basic pay, employees receive DA, HRA, TA, and other allowances, making it a highly rewarding career option.


The Staff Selection Commission (SSC) announced its plans to release the SSC CGL 2025 notification on 22 April 2025 to begin the recruitment procedure for this prestigious Indian examination. The online registration phase for SSC CGL 2025 will begin simultaneously on 22 April and continue until 21 May 2025. The SSC CGL Tier-1 examination for 2025 is projected to take place during July 2025 and the admission cards will be published by June 2025 according to the proposed schedule. The vital events including application corrections and online fee payments for SSC CGL 2025 are scheduled during May. Starting your preparation now for this exam will be beneficial since the SSC CGL 2025 examination enables access to prestigious central government departments.

SSC CGL Salary 2025

The SSC CGL salary structure stands out as a primary incentive for candidates who are drawn to government employment opportunities. Assistant Audit Officers rank as the highest grade in SSC CGL deliver an in-hand salary up to ₹65,318 when working in X category cities. Income Tax Inspector roles along with Assistant Section Officer and Central Excise Inspector positions in SSC CGL provide competitive compensation packages ranging between ₹44,900 and ₹65,318 based on their Pay Level-7 positions. These salaries can grow substantially through allowances like DA and HRA and TA benefits. Your decision about which SSC CGL position to pursue depends on whether you want maximum salary or job security and benefits therefore it's essential to understand the available SSC CGL posts and compensation information prior to application.

SSC CGL Salary 2025 Overview

The salary structure under SSC CGL 2025 follows the 7th Pay Commission standards which provide candidates multiple benefits including competitive pay scales and allowances coupled with professional development prospects. Salary amounts depend on work position as well as pay scale designation and geographical city designation (X, Y, Z). The SSC CGL 2025 selection process positions candidates into different pay levels from Level-4 to Level-8 at starting scales between ₹25,500 and ₹47,600. The compensation package for SSC CGL employees includes basic pay along with Dearness Allowance (DA), House Rent Allowance (HRA), and Transport Allowance (TA) which result in a rewarding total income. This detailed explanation outlines SSC CGL 2025 salary structures for various positions to assist candidates in deciding their roles through compensation understanding.     

SSC CGL 2025 Salary Structure Table
Pay Level Basic Pay City Category In-Hand Salary (Approx.) Top Posts Under This Pay Level
Level-8 ₹47,600 X City ₹65,318 Assistant Audit Officer (AAO), Assistant Accounts Officer (AAO)
Y City ₹59,434
Z City ₹55,626
Level-7 ₹44,900 X City ₹63,318 Income Tax Inspector, Inspector (CGST/Customs/Examiner), Assistant Section Officer
Y City ₹57,434
Z City ₹53,626
Level-6 ₹35,400 X City ₹52,217 Sub Inspector (CBI/NIA), Assistant Enforcement Officer, Assistant
Y City ₹47,745
Z City ₹44,205
Level-5 ₹29,200 X City ₹42,466 Auditor, Accountant, Jr. Statistical Officer
Y City ₹38,616
Z City ₹35,716
Level-4 ₹25,500 X City ₹39,555 Tax Assistant, Upper Division Clerk (UDC)
Y City ₹36,081
Z City ₹33,003

SSC CGL Post with Highest Salary 2025

The question which SSC CGL post delivers the maximum salary stands as the most frequent inquiry among those preparing for the SSC CGL 2025 examination. Assistant Audit Officer (AAO) stands as a leading Group B Gazetted post under Pay Level 8 that provides the highest salary in SSC CGL 2025. The position delivers payment advantages together with steady professional and personal will benefits and excellent development prospects.

The salary of Assistant Audit Officers in SSC CGL 2025 depends on their assigned posting location between X, Y, and Z cities because different city allowances including House Rent Allowance (HRA) apply.

Assistant Audit Officer (AAO) Salary – Pay Level 8
City Category Gross Salary (Approx.)
X City ₹65,318
Y City ₹59,434
Z City ₹55,626

Note: The complete salary package consists of Basic Pay along with Dearness Allowance (DA) and House Rent Allowance (HRA) with additional permissible allowances. The salary gap between cities exists because House Rent Allowance calculation systems use different cost of living standards.

SSC CGL Salary 2025 Post-wise: Complete Breakdown

The salary structure for SSC CGL 2025 positions varies according to multiple parameters that include the selected pay level combined with the assigned job responsibilities within specified departments based on city categories. Aspiring candidates for the SSC CGL 2025 exam frequently wonder about the potential salary they could receive after their selection process. The government jobs available through SSC offer financially rewarding positions with salary rates and extra advantages including location-specific bonuses.

The Staff Selection Commission CGL offers different posts that fall into Pay Levels 4, 5, 6, 7, or 8 established by the 7th Pay Commission. The Assistant Audit Officer represents the highest paid position which falls under Pay Level 8 and Tax Assistants along with Clerks exist at Pay Levels 4 and 5. Post by post SSC CGL payscales present the complete information about X Y and Z cities basic salaries and gross remuneration.

SSC CGL Salary Structure 2025 – Post-wise with City-wise Gross Pay
Post Name Pay Level Basic Pay Gross Salary (X City) Gross Salary (Y City) Gross Salary (Z City)
Assistant Audit Officer (AAO) Level 8 ₹47,600 ₹65,318 ₹59,434 ₹55,626
Assistant Section Officer (CSS) Level 7 ₹44,900 ₹63,048 ₹57,364 ₹53,556
Inspector (Income Tax) Level 7 ₹44,900 ₹63,048 ₹57,364 ₹53,556
Inspector (CGST & Customs) Level 7 ₹44,900 ₹63,048 ₹57,364 ₹53,556
Assistant Enforcement Officer Level 7 ₹44,900 ₹63,048 ₹57,364 ₹53,556
Sub Inspector (CBI) Level 7 ₹44,900 ₹63,048 ₹57,364 ₹53,556
Divisional Accountant (CAG) Level 6 ₹35,400 ₹51,924 ₹47,184 ₹43,376
Auditor (CAG) Level 5 ₹29,200 ₹42,456 ₹38,776 ₹35,096
Tax Assistant (CBDT/CBIC) Level 4 ₹25,500 ₹39,555 ₹35,975 ₹32,395
Upper Division Clerk (UDC) Level 4 ₹25,500 ₹39,555 ₹35,975 ₹32,395

SSC CGL Per Month Salary 2025 (Level 4 to Level 7)

The SSC CGL in-hand salary 2025 consists of several elements including pay level and basic pay and dearness allowance (DA at 53%) as well as house rent allowance (HRA) based on X Y Z city classifications and transport allowance. Standard deductions including NPS (National Pension Scheme) contribution and CGHS (Central Government Health Scheme) and CGEGIS (Central Government Employees Group Insurance Scheme) contribute to slight reductions in overall salary amounts.

SSC CGL Salary Per Month for Level 4 and Level 5
📊 Component 🧾 Level 5 🧾 Level 4
Salary Range ₹29,200 to ₹92,300 ₹25,500 to ₹81,100
Grade Pay ₹2,800 ₹2,400
Basic Pay ₹29,200 ₹25,500
DA (53% of Basic Pay) ₹15,476 ₹13,356
HRA (X-30%; Y-20%; Z-10%) ₹8,760 to ₹2,920 ₹7,650 to ₹2,550
Travel Allowance (Approx.) ₹5,400 – ₹1,800 ₹5,400 – ₹1,800
Govt. NPS Contribution (14% of Basic + DA) ₹6,255 ₹5,440
Gross Salary ₹65,091 – ₹55,651 ₹57,346 – ₹48,646
NPS Deduction (10% of Basic + DA) ₹-4,380 ₹-3,825
CGHS ₹-250 ₹-250
CGEGIS ₹-30 ₹-30
Approx. In-Hand Salary ₹54,176 – ₹44,736 ₹47,801 – ₹39,101
SSC CGL Salary Per Month for Level 6 and Level 7
📊 Component 🧾 Level 7 🧾 Level 6
Salary Range ₹44,900 to ₹1,42,400 ₹35,400 to ₹1,12,400
Grade Pay ₹4,600 ₹4,200
Basic Pay ₹44,900 ₹35,400
DA (53% of Basic Pay) ₹23,797 ₹18,762
HRA (X-30%; Y-20%; Z-10%) ₹13,470 to ₹4,490 ₹10,620 to ₹3,540
Travel Allowance (Approx.) ₹5,400 – ₹1,800 ₹5,400 – ₹1,800
Govt. NPS Contribution (14% of Basic + DA) ₹9,618 ₹7,583
Gross Salary ₹97,185 – ₹84,605 ₹77,765 – ₹67,085
NPS Deduction (10% of Basic + DA) ₹-6,870 ₹-5,310
CGHS ₹-650 ₹-450
CGEGIS ₹-60 ₹-60
Approx. In-Hand Salary ₹79,987 – ₹67,407 ₹64,362 – ₹53,682

Note: 

  • All employees currently receive a DA amount equivalent to 53% of their basic pay though this rate may get adjusted periodically.
  • The housing allowance system consists of three city-based classifications which lead to different percentage rates for HRA: X (30%), Y (20%), Z (10%).
  • All figures stem from approximate calculations which may function differently within departmental value frameworks.

SSC CGL In-Hand Salary 2025 (Level 4 to Level 7)

Check the estimated SSC CGL in-hand salary after deductions for Pay Levels 4, 5, 6, and 7. The salary includes all allowances and standard deductions such as NPS, CGHS, and CGEGIS.

📊 Pay Level 💰 In-Hand Salary (Approx.)
Level 7 ₹79,987 – ₹67,407
Level 6 ₹64,362 – ₹53,682
Level 5 ₹54,176 – ₹44,736
Level 4 ₹47,801 – ₹39,101

SSC CGL Salary After 5 Years (Post-wise Growth)

The SSC CGL salary after 5 years sees a significant rise due to regular annual increments, periodic DA hikes, and timely promotions. For aspirants planning to appear in SSC CGL 2025, understanding future salary potential helps in making informed career decisions and staying motivated.

SSC CGL 5-Year Salary Growth Chart (Post-wise)

Post Starting Salary Estimated Salary After 5 Years
Assistant Audit Officer (AAO) ₹47,600 ₹65,000 – ₹70,000
Income Tax Inspector ₹44,900 ₹60,000 – ₹65,000
Assistant Section Officer ₹44,900 ₹60,000 – ₹65,000
Central Excise Inspector ₹44,900 ₹60,000 – ₹65,000

Note: These figures are based on a standard 3% annual increment, DA revisions, and timely promotions. Actual salary may vary based on department policies, location, and individual performance.

How to Calculate SSC CGL Salary 2025?

The salary under SSC CGL 2025 is based on the 7th Pay Commission. The structure includes basic pay, various allowances, and perks. Here's a simplified method to calculate your gross and in-hand salary:

Step 1: Identify the Pay Level

Pay Level Basic Pay
Level 4 ₹25,500
Level 5 ₹29,200
Level 6 ₹35,400
Level 7 ₹44,900
Level 8 ₹47,600

Step 2: Add Allowances

SSC CGL employees receive the following allowances in addition to basic pay:

  • Dearness Allowance (DA): 42% of Basic Pay (current rate)
  • House Rent Allowance (HRA):
    • 24% for X class cities (Metro)
    • 16% for Y class cities (Tier-2)
    • 8% for Z class cities (Town/Rural)
  • Transport Allowance (TA): Fixed as per city category
  • Other Perks: LTC, Medical, Departmental Benefits

Example: Salary Calculation of Assistant Audit Officer (AAO) in Metro City

Basic Pay ₹47,600
DA (42%) ₹19,992
HRA (24%) ₹11,424
Transport Allowance (Approx.) ₹3,600
Total Gross Salary ₹82,616
In-hand salary will be slightly lower after deductions like NPS (10%), CGHS, CGEGIS, and Income Tax.

With time, the salary grows substantially through yearly increments, DA hikes, and promotions, making SSC CGL one of the most financially rewarding government jobs in India.

SSC CGL Post-wise Career Growth & Promotion

SSC CGL provides government jobs that benefit from a reliable system of promotions which follows a set schedule. Postings through SSC CGL provide advancement opportunities which either use departmental tests or seniority systems to determine eligibility.

Post Initial Pay Level Promotion Path Approx. Timeframe
Assistant Audit Officer (AAO) Level 8 Sr. AO → Dy. Director → Director Every 4–6 years
Income Tax Inspector Level 7 ITO → Assistant Commissioner → Dy. Commissioner Every 5–7 years
Assistant Section Officer (ASO) Level 7 SO → Under Secretary → Dy. Secretary Every 4–6 years
Excise Inspector Level 7 Superintendent → Assistant Commissioner Every 5–6 years

Note: The promotion process for employees depends on successful departmental examinations in addition to existing vacancies and work quality performance. After starting at Group B it is possible to progress through experience and time to Group A officer levels.

SSC CGL Job Profile & Work Culture

The role of SSC CGL candidate depends on their assigned department because it determines between desk work, field assignments or executive position responsibilities. Workers at SSC CGL serve in either office-based or field roles with executive responsibilities contingent on the department.

Popular Job Profiles

Post Work Nature Job Environment
AAO (CAG/CGDA) Audit reports, file work Mostly desk job, Delhi posting likely
Income Tax Inspector Tax assessments, raids, reporting Field + desk mix
ASO in Ministries Drafting, communication, documentation Pure desk job, mostly in Delhi
Excise Inspector Supervision, checking goods, preventive action Mix of field and office

FAQ

The monthly SSC CGL salary varies according to the specific post, the basic package for Pay Level 4 starts from 25,500 INR and goes up to Pay Level 7 having 1,42,400 INR. 

SSC CGL 2025 features multiple Pay Levels;
  • Pay Level-4 = ₹25,500 to ₹81,100
  • Pay Level-5 = ₹ 29,200 to ₹92,300
  • Pay Level-6 = ₹ 35,400 to ₹1,12,400
  • Pay Level-7 = ₹ 44,900 to ₹1,42,400

For SSC CGL 2025, Assistant Audit Officers receive a salary at Pay Level-7, that ranges from ₹ 44,900 to ₹1,42,400.

No, SSC primarily recruits for non-gazetted posts. 

The salary for SSC CGL 2025 income tax inspectors falls under Pay Level-7 (₹ 44,900 to ₹1,42,400). 

The highest-paying post under SSC CGL 2025 is recognised with Pay Level 7 (₹ 44,900 to ₹1,42,400) which will be paid to candidates selected under the following Ministry/ Department; 
  • Intelligence Bureau
  • Ministry of External Affairs
  • Central Secretariat Service 
  • Ministry of External Affairs
  • CBDT
  • CBIC
  • Ministry of Electronics and Information Technology
  • Other Ministries/ Departments/ Organizations
  • Directorate of Enforcement, Department of Revenue
  • Central Bureau of Narcotics, Ministry of Finance 
  • Central Bureau of Investigation
  • Department of Posts, Ministry of Communications

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